Today's LOW Rates

Conventional Loan Rates as low as:

5.875%* 15 year fixed

6.375%* 20 year fixed

6.50%* 30 yr fixed

6.25% FHA rate ** FHA 30 year fixed.

*APR=6.38% 15 yr, 6.76% 20 yr, 6.784% 30 yr.  (Conventional loan, 740+ credit score, $250k loan, and $420K value/appraisal, 39% DTI, 30 day rate lock, rates subject to daily changes until the rate is locked).  Rates displayed may be previous business day’s rates, but rates are updated multiple times per week (for exact quote, call 864-979-1111). Rates are not guaranteed until a rate lock is executed and the loan closes. **FHA Note rate=6.25%, APR=7.28%, 660 credit score, $250K FHA purchase loan. All loans are subject to final underwriting approval in order to close.

Your Premier Lender in Anderson

Remember, I have over 25 years of lending experience helping more than 1,500 borrowers!


Mortgage Manager and Expert serving Greenville, Anderson, Spartanburg, Pickens SC, and the entire state of South Carolina. We close both purchase and refinance loans.


If you are in the Upstate of South Carolina and you are looking for a Conventional or FHA loan, call Gary The Mortgage Expert today at (864) 979-1111. Our mortgage rates DESTROY the big bank rates. Compare my daily rates to the big banks, and you will notice the savings.

Let us help you get your home today.


Years Experience


Loans Closed


Of our clients would recommend us

Low Rates. Zero Hassles.

"Gary The Mortgage Expert"

Start your home loan process here!

The Gary the Mortgage Expert - RateSaver Mortgage Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.


Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

Gary Schoenholz

Gary Schoenholz

"Gary The Mortgage Expert"
Mortgage Manager
Phone (864) 979-1111
Licensed in SC

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

  • Gary helped me pay off my truck and lowered my house payment by a whole point! Excellent customer service and very timely with responses! 5 stars isn't enough!

    thumb Garrett Turpin
    August 15, 2020

    Gary was a great help with the refinance of our home. He had excellent rates and service. Gary was very accessible and responsive through email, text and phone... read more

    thumb Brent Gregorich
    August 15, 2020

    We have worked with Gary for many loans and refinancing. Always top notch work, fast and efficient. He will work with you to get the best rate and... read more

    thumb Timothy Ricket
    August 15, 2020

    Put your mortgage in Gary’s hands. He has you covered. He is phenomenal!

    thumb Mary Heitzman
    April 15, 2023
  • Gary is great to work with! He was able to get me the best rate on the purchase of my home and closed on it quick. Call Gary if you... read more

    thumb David Black
    April 15, 2023

    Gary is the best and will get you the best rate. Great at keeping you well informed throughout the process. Top notch. Highly recommended.

    thumb Wes Plyler
    August 15, 2020

    Gary was awesome to work with. he gave us an up front great rate and helped us do everything for the closing from our home! highly reccomend!!!

    thumb Angela Dassel
    August 15, 2022

    Gary was very helpful in the process of a refinance. Easy to work with. Responsive. Accommodating. Great rates.

    thumb Bob Brittingham
    August 15, 2021
  • I am a loan processor for Gary and he is the Best Broker I have worked with in the industry. He goes above and beyond and always does what is... read more

    thumb Donna Bradley
    August 15, 2021

    Gary is the most amazing mortgage broker to close the deal for you when you find your dream home. He was able to do more for me in 2 wks... read more

    thumb Suzi G.
    April 15, 2023

    I’ve worked with Gary on two different refinances and he knocked both out of the park. Clear and fast communication through the entire process along with using a lean... read more

    thumb Daniel Hynum
    August 15, 2020

    Gary did a great job on my loan. I am self-employed which requires more information and Gary walked me through each step. I highly recommend Gary for your mortgage loan.

    thumb Don Garner
    August 15, 2021

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